It's no Hyde Park, but it will do.

For my first rant, I shall publish my recent Facebook status:

Finds his renter's insurance policy to be severely lacking in actual protection i.e. no coverage for dropping "something" in a bath tub full of water BUT if said "something" was struck by lightning, crushed by hail, destroyed in a lava flow, encased in carbonite, or even swallowed/digested by yours truly; I'd be covered!